WHY A CREDIT UNION?

BECAUSE – IT’S ALL ABOUT YOU

Every Foothills Credit Union member is an owner. While most financial institutions operate to make a profit for their stockholders & board of directors, your Credit Union operates for the sole benefit of its members. Credit unions are not-for-profit, member owned cooperatives. Therefore, there are no stockholders and the board of directors are all members and volunteers who do not make any money from the credit union.

Foothills returns surplus funds to the membership in the form of better rates, services, dividend payments, and lower or no fees. The more you participate, the more you benefit.

All members are eligible to vote for the governing body, regardless of account size. The Board of Directors and Supervisory Committee are comprised of members who are elected by the membership-at-large.

The governing bodies offer direction and set policies to ensure the member’s best interests are met. Since you, as a member/owner, are eligible to vote in these elections, you have a say in who’s making the policies that impact you. Your vote and voice counts.

While many local banks are merging into mega banks with out-of-state management and owners, your Credit Union remains locally owned and managed. Foothills Credit Union is owned by its members and cannot be bought or sold. We have been a fixed member of the community for over 65 years, serving your financial needs today and tomorrow.

The National Credit Union Share Insurance Fund (NCUSIF) insures all accounts up to $250,000. NCUSIF is proportionately considered the strongest federal insurance fund of all the federal deposit insurers. Foothills Credit Union also operates under the supervision of the National Credit Union Administration (NCUA), a U.S. Government agency.